Why choose Real & Regular
Financial Planning?
Real Financial Planning
Financial Advising is not Financial Planning
A financial advisor merely chooses what investments you buy. In today’s data and technology-driven world, investment selection is not rocket-science. And yet many consumers pay handsomely for their “broker” or “advisor” to simply choose investments.
Financial Planning is the act of budgeting an individual (or family’s) financial life today and strategically planning for how that individual will pay for future luxuries, expenses, life events and yes, retirement!
A Certified Financial Planner is an academically trained and specialized fiduciary responsible for constructing a real financial plan and also selecting the investments required for the plan.
Do you have a customized financial plan built by a Certified Financial Planner (CFP), or are you simply working with an advisor/broker?
Regular Financial Planning
The only constant is change.
No aspect of your personal, and thus, financial life today will be the same tomorrow.
Spouses, children, parents, and grandchildren may shift your financial circumstances and strategy over time.
Selling a business, changes of employment, unforeseen financial emergencies, unforeseen medical emergencies, inheritances, divorce, tax law changes, market volatility, and unpredicted income swings will also alter your financial means and plan.
Your tax-status WILL change many times of your lifetime.
This is why we say “planning is a verb”!
Regularly updating your financial plan to account for those variables in real-time is the only way to ensure you build and protect your wealth.
When is the last time you updated and reviewed your financial plan?
